Cyber security is the practice of defending computers, servers, mobile devices, electronic systems, networks, and data from malicious attacks. It’s also known as information technology security or electronic information security. The term applies in a variety of contexts, from business to mobile computing. I often discuss cybersecurity with my commercial insurance clients. If you own …
Whenever we are explaining coverages to current and prospective Auto Insurance clients, we are often asked to explain the terms Comprehensive and Collision. First, many people think that the word Comprehensive describes all claim types. Instead, Comprehensive is actually the coverage for claims that involve damage done to your vehicle as a result of claim …
What Is The Difference Between Comprehensive and Collision Claims? Read More »
Like most homeowners, I have always heard that it is a good idea to clean out your dryer vent. Not the vent inside the dryer (of course that gets cleaned regularly). I am talking about the vent that leads from the dryer to the outside of the home. Doing this has been one of those …
When was the last time you cleaned out your (outside of the dryer) dryer vent? Read More »
Special Event Insurance covers your liability for injuries and property damage for events that take place away from your home and on property owned by someone else. A great example of such an event would be a wedding or a wedding reception. The locations where these venues take place require the responsible party, the person …
Many of our clients are refinancing their home mortgage loans to take advantage of low-interest rates. Doing so can save you quite a bit over the life of the loan. Depending on your credit score, length of the loan, and the type of loan you are considering, current rates on a 30 -year fixed mortgage …
I am often asked whether it is a good time to invest or not. My response has always been that a good long-term plan is the best strategy to investing. All of the ups and downs can give the average investor an ulcer. Most investment professionals will tell you that staying invested in stocks despite …
